"Applying for a mortgage can seem like an intrusive experience, but also crucial to getting that new home you want so badly. Adam walked me through the process, in my case a refinance, and made it a relatively pain free endeavor. He answered emails and calls promptly, and the rest of his team was equally responsive. I would, without a doubt, turn to Adam at DML, next time I need to go through the loan process." - Michelle
"Friendly. Knowledgeable. Responsive. A true professional."

Adam Siegelbaum – Loan Officer
NMLS #1953208 Licensed in MD and VA.

Adam joined the Chesapeake Team after working in law enforcement for approximately 8 years, and in technology sales and consulting for about 10 years. He is passionate about helping others and making a meaningful impact in his clients’ lives. “The mortgage process can be confusing at times, and I aim to make my clients comfortable. There are many different products out there and the goal is to find the best product for each individual,” Adam shared.

Adam and his wife, Katy, recently welcomed their son Brayden into the world. Outside of work, Adam enjoys being on the water, traveling, and spending time with family and friends. He’s an avid Washington Caps fan and tries to make it to a few games each year.

Quote to Live By: “Success is not final, failure is not fatal: it is the COURAGE TO CONTINUE that counts.” Winston Churchill

Ready to get started?

Don’t start the home buying process at an open house. Your first step should be a mortgage pre-approval. By talking with your loan officer, you can determine if you qualify for a loan and how much you can borrow. A pre-approval gives you a leg up when it comes to a competitive and quick moving real estate market – some sellers and agents won’t accept your offer without it!

Download our new app or apply now to get the process started!


410.824.1274 (o)
410.824.1274 (f)


When you work with Direct Mortgage Loans, you’ll receive prompt, personal service that enhances your home buying experience. We provide real-time updates that allow us to keep you updated every step of the way. The entire loan process, from application to closing is managed in-house – this results in a shorter loan process. Every employee of our company has direct access to all processors and underwriters. We have built a business that is recognized for integrity, excellent service and efficient processes.


All the tools you need in one app! Calculate your mortgage options, scan encrypted paperwork from you app, message your loan officer and more.



Are you ready to begin the home search? The first step is to get pre-approved. Our online application is simple, fast and provides us with the information to begin the process.