"THE BEST people to work with, very polite and friendly!!!"
Derek M.
"A great group of people who make buying or refinancing a home a more pleasant experience. 
They worked with my wife and my schedule to make sure things were able to be completed in a timely manner 
that worked with our day to day."
Harlan K.
"They are helpful and informative, everything was explained in detail and no one was bothered if I asked

the same questions more than once. They provide reasonable interest rates and would be with you during the whole process.”

Ekansh R.

Michael Gemunder – Loan Officer
NMLS #2069447 Licensed in MD.

Michael joins Direct Mortgage Loans with exceptional customer service skills and a passion for helping his clients. He loves being able to meet new people and help them achieve their homeownership goals. Michael is proud to be a part of his client’s path to homeownership.

When Michael isn’t working, you can find him watching his favorite Washington D.C. sports teams and the Arsenal Football Club! He also enjoys boating, kayaking, and playing video games in his spare time.

Quote to Live By: “When you do things right, people won’t be sure you’ve done anything at all.”

Ready to get started?

Don’t start the home buying process at an open house. Your first step should be a mortgage pre-approval. By talking with your loan officer, you can determine if you qualify for a loan and how much you can borrow. A pre-approval gives you a leg up when it comes to a competitive and quick moving real estate market – some sellers and agents won’t accept your offer without it!

Download our new app or apply now to get the process started!



When you work with Direct Mortgage Loans, you’ll receive prompt, personal service that enhances your home buying experience. We provide real-time updates that allow us to keep you updated every step of the way. The entire loan process, from application to closing is managed in-house – this results in a shorter loan process. Every employee of our company has direct access to all processors and underwriters. We have built a business that is recognized for integrity, excellent service and efficient processes.


All the tools you need in one app! Calculate your mortgage options, scan encrypted paperwork from you app, message your loan officer and more.



Are you ready to begin the home search? The first step is to get pre-approved. Our online application is simple, fast and provides us with the information to begin the process.